Self Help Groups

Success Story

Collective Purchase of Essential Commodities
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Provision of LPG connection through special loan products
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SHG Women's Intervention in Severe Acute Malnutrition (SAM)
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The Self-Help Group (SHG) programme has evolved into the grassroots economic and social platform through which our watershed, agriculture, and livestock works can ensure long-term livelihood security to the poor. We are also convinced that the full potential of these works can only be realised if they are supplemented by livelihood programmes such as sustainable agriculture, marketing, dairying, goat rearing, poultry, non-farm employment etc. Incomes raised through livelihood initiatives need to be saved. Of these savings, women are the best custodians. The savings must, in turn, be reinvested in livelihood options that raise incomes, setting up a virtuous cycle. Thus, the SHG and livelihood programmes are complementary to each other and their simultaneous implementation is the key to poverty alleviation.

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Till now, we have formed about 2253 women’s SHGs in 436 villages and 15 towns with about 34400 members. Most members of these SHGs belong to the marginalised –poor, Adivasis, Dalits, landless and displaced people. Our SHGs offer their members a range of financial products including interest on savings, recurring deposits, fixed deposits, loans against fixed deposits, loans for emergencies (the veracity of each of which is carefully judged by the members themselves), collective purchase of basic needs of daily life, loans for cattle and well construction, cattle insurance, life insurance etc.

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